Team

Leadership

Equal-share founding directors and an executive team spanning technology, operations, compliance, information systems, product engineering and growth — based in Lahore. The CEO handles field work; the CTO runs the backend and joins him when both directors must be present. Named people, real Pakistan-desk emails, published phones.

Equal major shareholding. Founder, CEO & Director Muhammad Umair Chaudhary (CEO@stratosfin.pk) does the field work — bank meetings, regulatory offices, and anything that needs a director physically in the room. Founder, director, CTO and lead developer Mughees Ahmad (CTO@stratosfin.pk) runs the backend of the company — website, control panel, apps and architecture — and sits with the CEO when both directors are required.

MU

Muhammad Umair Chaudhary

Founder, CEO & Director

Founder, CEO, director and equal major shareholder. Does the field work: bank meetings, regulatory-office visits, and anything that needs a named director physically in the room. First contact for counterparties who need someone on the SECP record, not a mailbox.

MA

Mughees Ahmad

Founder, Director, Chief Technology Officer & Lead Developer

Founder, director and equal major shareholder (SECP record: Mughees Ahmed). Chief Technology Officer and lead developer — he runs the backend of the company. Website, control panel, apps, architecture and security sit with him. When a bank or regulator needs both directors present, he is in the room with the CEO.

AK

Ahmed Kamal

Chief Operating Officer

Leads operations and the Europe expansion, with France as the primary European hub. Covers time-zone overlap for UK and EU counterparties and the operating cadence between Lahore engineering and international commercial work.

HK

Hanzala Khalid

Chief Information Officer

Information systems, enterprise integrations and data infrastructure for institutional partners. Responsible for how Stratos systems talk to bank, ERP and reporting environments without leaking operational chaos into production.

SV

Shehroz Virk

Chief Compliance Officer & Developer

Regulatory compliance, AML/KYC programme design, and governance alignment with Pakistani and international frameworks. He also develops the website, control panel and apps — a senior JavaScript engineer shipping product beside the founder / CTO.

ZM

Zohaib Maalik

Chief Marketing Officer

Brand, merchant-acquisition messaging and institutional communications across the Pakistan and international hubs. Keeps public language licence-honest so marketing never outruns what SECP, PSEB and SBP records actually support.